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Disclosure

Sarah Ramirez is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0G90071), CO, FL, LA, ME, NJ, NV, TN, TX, UT, and VA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Sarah Ramirez is licensed and authorized to offer insurance in California, but ARMAND FINANCIAL & INSURANCE SOLUTIONS LLC may not be. For additional information on California licensure status, please click here.

Sarah Ramirez is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 8000 W Interstate 10 Ste 800, San Antonio, TX, 78230, 281-935-1370. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, LA, ME, NV, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

ARMAND FINANCIAL & INSURANCE SOLUTIONS LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither ARMAND FINANCIAL & INSURANCE SOLUTIONS LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​